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Baby Boomers' Retirement: Some Great Effects On US Economy

The time has finally arrived for the beginnings of the baby boomers retirement. The first cohort of baby boomers is reaching 65 and the conventional age of retirement. Through the financial success of their generation, some have been able to take even earlier retirement with IRA's and 401K's and other savings making it unnecessary to wait for eligibility for Social Security benefits or to depend on it as their sole retirement income.

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For those who aren't as fortunate who will depend largely on their Social Security benefits, there have been several changes. Younger baby boomers will not become eligible for Social Security at 65 but will instead have to wait an extra year or years depending on when they were born delaying their baby boomers retirement. Congress is thinking about raising retirement age for everyone, but it is not clear if this would be applied to baby boomers.

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Many societal commentators are now beginning to refer to aging baby boomers as "Golden Boomers." This references both maturity as a "golden age" and the concept that some of the most successful boomers have huge retirement benefits from their companies. This group will enter baby boomers retirement, with their income and spending abilities mostly unchanged and even improved because their children are grown and no more dependent and their homes may be paid for.

For some Golden Boomers, the gold turned to brass when falling stock prices decimated the value of their retirement accounts. For them, retirement will mean living in significantly reduced circumstances and this will adversely impact the US economy.

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All baby boomers who're retiring will face the issues common to all with aging. Although health care during their lives has significantly improved the chances for a longer and healthier life, it comes at a great cost. Baby boomers retirement might mean very real fears about being able to afford the medical care they need for a good standard of living.

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Retirement for baby boomers also means psychological changes. After working for a lifetime, adjusting to a lifestyle of leisure may be challenging and some feel they lack a sense of purpose. For others, financial & physical realities may mean that they are unable to enjoy the activities they had planned when their working days were over.

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Baby boomers retirement represents a big impact on The United States because the numbers of the generation are so large. Around 77 million people make up the baby boomers and the changes in their health and economic status will place certain burdens on younger generations. However, baby boomers are on the whole well educated and resourceful. With these tools they are likely to adapt and flourish in retirement.

Plans For The Alarming Number Of Baby Boomers
Baby boomer ages range from the mid forties to the mid sixties. Some are still raising children while the rest have grown children and grandchildren. This largest generation in American history will have consequences on society with all the issues of their retirement.

The Baby Boomers Are Getting Elderly
The members of the country's largest generation are now at middle age or beyond. As baby boomers grow older, they will be faced with adapting to the needs and demands of their age groups. Aging means responding to both financial as well as physical changes that need to be addressed.

Funeral Thank You Cards - Help With Performing This Tough Task
After the funeral is over, it is usually proper manners to send funeral thank you cards to everyone who participated in the funeral event of your cherished one, and who assisted you in your time of grieving by offering flowers, financial gifts, and more.

Retiring Baby Boomers - A Flood Of Folks Entering Retirement Age With Numerous Troubles
Retiring baby boomers will represent the largest ever numbers of people entering retirement age in such a short period of time. While some have achieved positive results from the widespread affluence of this generation, others haven't been able to save for retirement or have seen their funds decimated as stock prices fall.

Baby Boomers And The Changes They Have Noticed
The baby boomers are the folks in the generation born between 1946 and 1964. Those born during this period have seen radical changes in their lives including movements for the civil rights of women and African-Americans, better educated parents, more working mothers and advances in science.

What Are The Baby Boomers Generations?
The baby boomer generations can be divided into the first group of people born in the first half of their generation and the "Jones Generation" born in the second half. Recently, the "Golden Boomers" have been identified as those in or nearing retirement.

History Of Baby Boomers
The baby boomers generation is one of the largest in history. From 1946 to 1964, over 3 million babies a year were born to Americans. The current number of baby boomer is supposed at approximately 77 million individuals. Their ages range currently from the mid 40's to the mid 60's.

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